Selling a house in Calgary requires proper documentation to ensure a smooth and legal transaction. Whether you are working with a real estate agent or handling the sale independently, having the right paperwork ready can make the process more efficient. Below is a list of essential documents you will need when selling your home in Calgary.
1. Property Title
The property title is proof that you own the home and have the right to sell it. It provides details such as legal ownership and any liens or encumbrances on the property.
2. Real Property Report (RPR) with Compliance Stamp
A Real Property Report (RPR) is a survey of your property that outlines boundaries, structures, and any improvements. The City of Calgary requires an updated RPR with a compliance stamp to confirm that the property meets local zoning regulations.
3. Mortgage Documents
If you have a mortgage on the property, you’ll need to provide the latest statement showing the balance, terms, and any penalties for early repayment. Your lender may also require a payout statement before closing.
4. Property Tax Records
Buyers will want to see recent property tax records to confirm that payments are up to date. This helps ensure there are no outstanding property tax liabilities.
5. Homeowners Association (HOA) Documents
If your property is part of a homeowners association, you’ll need to provide bylaws, fee structures, and any outstanding dues.
6. Utility Bills and Service Agreements
Recent utility bills and service agreements (water, gas, electricity, and internet) help buyers understand ongoing costs associated with the home.
7. Sales Contract
A legally binding sales contract outlines the terms of the transaction, including the sale price, deposit amount, conditions, and closing date.
8. Disclosure Documents
Sellers in Calgary are required to provide disclosure statements regarding the condition of the property, including any defects, past renovations, or environmental concerns.
9. Home Inspection Reports (Optional but Recommended)
While not mandatory, a recent home inspection report can boost buyer confidence by providing an independent assessment of the property’s condition.
10. Receipts for Repairs and Renovations
Providing receipts for major repairs and renovations helps justify the asking price and gives buyers assurance about the property’s maintenance history.
Enhance Your Listing with a Professional Real Estate Photographer
High-quality visuals are crucial for making your property stand out in Calgary’s competitive real estate market. A professional real estate photographer can capture stunning images that highlight your home’s best features, increasing interest and attracting more potential buyers. Investing in professional photography can lead to faster sales and potentially higher offers.
If you’re in the process of planning a wedding, consider hiring a professional wedding photographer to capture your special moments with beautiful, high-quality images. Whether you need engagement photos or full-day wedding coverage, a skilled photographer can help you preserve memories that last a lifetime.
By preparing the necessary documents and enhancing your home’s presentation with a real estate photographer, you can ensure a smoother and more profitable home-selling experience in Calgary.